Savings & Investments

For the would-be investor, finding the most appropriate investment can be a daunting prospect. Consulting an Independent Financial Adviser (IFA) will be an obvious first step for most, particularly those who are looking at the various types of investment vehicles available.

As well as investment vehicles designed for specific purposes there is also a whole range of opportunities open to the investor wishing to generateextra income or build up a capital sum for the future.We will help you determine an investmentstrategy appropriate for your needs, and using the investments best suited to your attitude to risk and tax position.

Among other areas, we have expertise in the following sectors:

  • Saving Accounts
  • Structured Products
  • National Savings & Investments
  • Exchange Traded Funds
  • Individual Savings Accounts (ISAs)
  • Futures and Options
  • Unit Trusts and OEICs
  • Onshore and Offshore (Investment) Bonds
  • Enterprise Investment Schemes (EIS)
  • With-profit investments
  • Venture Capital Trusts (VCTs)
  • Investment Trusts (ITs)
  • Real Estate Investment Trusts (REITs)

To assist clients in managing their investments, we can recommend online investment platforms (or ‘wraps’) to help consolidate all investment holdings, including ISAs, pensions and share portfolios, all in one convenient place. This is a fast growing market and we have particular expertise in the latest developments. Wraps can generate considerable cost savings over traditional channels due to the additional purchasing power they provide.

Remember, the value of your investments or any income from them ( including from ‘Wrap’ arrangements ) can fall as well as rise and investors may not get back the amount invested. The levels and bases of, and reliefs from, taxation are subject to change. UK legislation and regulations and the UK tax regime are amended from time to time and therefore any content on this site referring to such legislation, regulations or tax regimes was accurate on date of publication, but should not be totally relied upon.