Important Information

Legal & Company Information

Jonathan Richards Financial Consultancy Ltd is authorised and regulated by the Financial Conduct Authority.

Jonathan Richards Financial Consultancy Ltd Registered office & trading address: 78 Celyn Avenue, Lakeside, Cardiff CF23 6EQ. Registered in England & Wales No. 07961820.

The Financial Conduct Authority (FCA) regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website  FCA No.725999 or by contacting the FCA on 0800 111 6768. 

Some products arising from the advice given may not be regulated by the Financial Conduct Authority.

This website should not be regarded as an offer or solicitation to conduct business, as defined by the Financial Services and Markets Act 2000. This website is for UK residents only and governed by the laws of England and Wales.

Your home may be repossessed if you do not keep up repayments on your mortgage. The value of your investments and any income from them can fall as well as rise and investors may not get back the amount they invested. Past performance is not a guide to future returns.

Client Privacy

We take client privacy and confidentiality very seriously. Please read our Client Privacy Notice for full details on how we gather, hold and process our client’s personal and financial information.


If you wish to register a complaint, please write to:

Jonathan Richards Financial Consultancy Ltd. at 78 Celyn Avenue, Lakeside, Cardiff, CF23 6EQ  or telephone 02920 747137 or e-mail

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at   or by contacting them on 0800 023 4 567.